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6/22/2007 - Pre-Approval for Disappointment

I thought to myself, Wow.  I have had a history of bad choices and it seems to take a lifetime to get over them.  I was not going to screw this up if I could help it.  I applied for a pre-approved mortgage so I knew what type of home I could purchase with my credit.  Good news, despite my poor choices in the past, I was approved by one lender.  One is better than none.  Even at a fixed rate mortgage!  Of course it is higher than the going interest rate, but what can one expect with my credit history.  I can't wait 10 more years + to clear up everything and hope for a better interest rate in the future.  Down payment on the loan is even less than I thought as well, but it is still out of my reach at the present time.  Pretty good approval for me.  And it would be a decent enough house in this area... decent enough for me, but I know it'll be a fixer-upper.  And with good payment history, I can refinance in the future once I've invested in the house a bit.  $65k at 10.5% for 30 years with $3500 down.  It's a matter of finding a decent place I like, and getting the downpayment.  I had found a 3bdrm mobile home a co-worker was selling for $2k about 35min away; its a '65 Richardson, but was good enough for a starter place to save up and pay some debt.  But that is on hold as well.

 

Jim's off today, working.  Hardly getting 'hours' or pay, and no response yet from the state.  The bites, I thought were going away.  Oh, yeah.  We've been fighting bug bites for a few months now.  Thought they were dust mites, did everything except throw away the household contents to rid of the bugs.  Allergen covers in the bedroom and sheets washed every other week.  Vaccuumed through 2 bags full!  But with how long the bits last, thought it was probably Chiggers from the lawn... bombed the whole house for a pretty penny, and just found out today (after a week) we've got new bites.  Just since last night really.  I'm running out of ideas and solutions.  Ugh.  The Chlortimeton is only doing so much because I'm so allergic to the bites, but I'm limited on what I can take because of the pregnancy and my normal health risks. 

 

Well, it is nap time for Little Livvy.  It never ceases to amaze me how unreliable some people are.  Esspecially those same people that have disappointed me in the past.  I give them a chance, and sometimes I wonder why.  They promise me the stars and I should know better than to actually expect one.  I've gotten no response on one inquiry that is rightfully mine.  Sigh.  I should stop helping people because I get screwed in the end.  I hope no one feels the same about me.  It's heartbreaking and it makes me distant.

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7/3/2007 - Name Suggestions
Posted by RantingVirgo
1st off - you need to stop thinking about helping ANYONE until you help yourself. You are no good to anyone broken. NO is an excellent word to learn and you should never, ever feel guilty for throwing it out there.

Names
- Addison
- Aubrey
- Bailey
- Caden
- Meredith
- Payton
- Riley

Hang in there.
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